Insurance exclusively for MOGO customers
No interest rate
Monthly payment included in the loan repayment schedule
Opt-out at any moment
Trusted insurers: Metropolitan Cannon General Insurance, Sanlam Insurance, Occidental Insurance
Best conditions for car or Boda Boda insurance!

Best conditions for car or Boda Boda insurance!

MOGO provides the best comprehensive insurance deals exclusively for our customers. We are offering insurance for cars and Boda Boda. Car owners can order insurance as an additional product, and Boda Boda owners are insured automatically.

Normally you have to pay for your insurance for the whole repayment period. At MOGO, you are paying monthly, which means that you will be paying as low as 3,725 KES/month. No hidden interest rate!

Getting a car is only the first step towards a happy driving experience. Many documents have to be sorted out, and MOGO will do all the hard paperwork for you, including filling insurance documents. Don't waste your time — get your car or Boda Boda and insurance in one place. Your insurance fee will be included in a monthly loan repayment schedule, so you won’t need to worry about multiple payments.

MOGO cares about your financial security and gives you the ability to own a vehicle without any stress. Stop worrying about theft, car crash, or auto accident — we’ve got you covered.

Sounds too good to be true? Because every month we insure hundreds of MOGO customers, we can offer the best insurance deals from major insurance companies at the lowest price, with the same great insurance packages.

Insurance plans

What type of insurance do you need?

Private - Car insurance

  • Licensed for social and domestic purposes by the insured or any authorized driver
  • 7.5% of the total car value
  • Starts from as low as 3,725 KES/month

Commercial - Car insurance

  • Licensed to carry goods by the insured or any authorized driver. Not exceeding ten tonnes weight limit
  • 8% of the total car value
  • Starts from as low as 3,950 KES/month

PSV - Uber / Bolt insurance

  • Carrying fare-paying passengers by the insured or any authorized driver
  • 8.5% of the total car value
  • Starts from as low as 4,450 KES/month

Boda Boda insurance

  • Licensed for social, domestic purposes and carrying fare-paying passengers
  • Can be ridden by any person authorized by the insured and holding a valid driving/riding license
  • Insurance premium cost is included in the loan without any upfront payment

Visit us

Get insurance at these locations

  • Car Yards
    Langata Car Yard

    Langata road, next to Kihe apartments

  • MOGO Branches

    Ground floor, Kiambu Mall, Kiambu Road

  • MOGO Branches

    1st floor, Kitengela Mall, Nairobi-Namanga Road

  • MOGO Branches

    Opposite Standard Chartered Bank, Moi Avenue

  • MOGO Branches

    Ananas Mall, Makongeni, Garissa Rd, Thika

  • MOGO Branches

    Central Square Building along Oginga Odinga Street, Block 7/360 Ground Floor

  • MOGO Branches

    Zion Mall, Wing C ,1st Floor, Room 2

  • MOGO Branches

    The Jennifer Riria Hub, Ground floor, Office 032

  • MOGO Branches

    Moi Avenue, Jubilee Insurance Building, Ground Floor, Shop Number 3

  • MOGO Branches
    Nairobi Prestige Plaza

    Ngong Road, Inside of Prestige Plaza (Ground floor), Nairobi

  • MOGO Branches
    Nairobi CBD

    Pioneer Koinange, Ground floor, entrance from Standard Street

  • Car Yards
    Jiji car yard

    Muthangari Road Opposite Valley Arcade next to For You Chinese Restaurant

  • Car Yards
    Auto Gallery

    Auto Gallery Building, off Waiyaki way

  • Car Yards
    Ote Deliveries

    Milimani Opp Standard Gardens

  • MOGO Boda Boda dealership
    Wote MOGO Boda Boda branch

    Wote kwa stage

  • MOGO Boda Boda dealership
    Migori MOGO Boda Boda branch

    Migori – Kehancha Highway opposite Kenya power offices

  • MOGO Boda Boda dealership
    Rongo MOGO Boda Boda branch

    Rongo – Migori Highway near Rongo mosque

  • MOGO Boda Boda dealership
    Kitale MOGO Boda Boda branch

    Alakara building

  • MOGO Boda Boda dealership
    Kakamega MOGO Boda Boda branch


  • MOGO Boda Boda dealership
    Kericho MOGO Boda Boda branch

    Tengecha La Harambee Rd, Kericho

  • MOGO Boda Boda dealership
    Voi MOGO Boda Boda branch

    Mt Carmel building, opposite Joe timber

  • MOGO Boda Boda dealership
    Mariakani MOGO Boda Boda dealership

    Mombasa Stage, opposite Kitui flour mills depot

  • MOGO Boda Boda dealership
    Tala MOGO Boda Boda branch

    Kangundo road next to Eagles Hotel, Tala

  • MOGO Boda Boda dealership
    Bungoma MOGO Boda Boda branch

    Opposite National Bank, Moi Avenue

  • MOGO Boda Boda dealership

    Opposite Blue Swallow Hotel, before NHIF building, Ukunda

  • MOGO Boda Boda dealership
    Machakos MOGO Boda Boda branch

    Ngei Road, next to Machakos Market

  • MOGO Boda Boda dealership
    Kilifi MOGO Boda Boda branch

    Hass Petrol station Kibaoni, opposite Pwani University, Kilifi

  • MOGO Boda Boda dealership
    Kisii MOGO Boda Boda branch

    Gudka building (daraja moja), ground floor next to Car and General offices Kisii, along Kisii - Sotik highway

  • MOGO Boda Boda dealership
    Kitui MOGO Boda Boda branch

    Kalundu market, Kitui

  • Car Yards
    Legacy Auctioneering Services

    Nacha Plaza, Along Kijabe Street

  • Car Yards
    Igare Eldoret Auction Centre

    Opp St John Pastoral Centre

  • Car Yards
    Moco Auctioneers

    Along Kisii -  Kilgoris Road

  • Car Yards
    Matriz Moves Kenya Ltd

    Along Pambe Road

  • Head Office
    MOGO headquarters

    Pinetree plaza, Kaburu drive, Kilimani

What is covered?

What is covered?


  • Damage to the motor vehicle includes collision, overturning, arson, malicious damage, etc.
  • Thefts
  • Special perils insurance floods, earthquakes, lightning, storm, and others
  • Third-party liabilities
  • Riot, strike, civil commotion


  • Damage to the motor bike- Include arson, malicious damages Etc
  • Theft of the motor bike
  • Includes special perils- Floods, Earthquake, storm Etc.
  • Third Party liabilities

Do you need more information?

Apply and we will contact you!