From Skepticism to Success: How I Accelerated Livestock Farming Business

"My name is Joseph, and like many others, I work as a civil servant. I wanted to supplement my income and saw an opportunity in livestock farming. The only problem? I didn’t have the capital. I had a car, and I thought I could use it to get a loan. But when I approached multiple companies, their terms were too expensive. The fees were ridiculous — one company asked for 50,000 KES for annual insurance, tracking, and inspection, while another even wanted me to get a lawyer to sign a loan agreement! I was losing hope, especially when I found out that the cow I wanted to buy had multiple buyers competing for it. That’s when I saw marketers distributing flyers for a loan service. I’d already been burned by other companies, but their logbook loan offer intrigued me. I was skeptical but decided to give it a shot. To my surprise, when I visited the branch, I was approved for a loan in just 2 hours. The difference was clear — no crazy fees, no lawyer, no hidden costs. It was straightforward. What would have taken me six years to achieve, I’ve done in just 1.5 years. I’ve already purchased three cows and am servicing my third loan. With my financial partner by my side, I’m confident that my goal of owning 20 cows is now within reach."