The Car You've Been Waiting For Doesn't Need A Five-Year Wait
Own a car with a deposit you can actually afford. Drive it home within 24 hours of approval.
Every month you wait is a month spent still not owning the car you've been planning for.
Takes less than 5 minutes. No obligation, no cost to check.
Get A Car Loan That Matches What You Can Actually Afford
Whether you already picked your car, or still need help choosing one.
Have you been saving for "next year" for longer than you'd like to admit?
Do you think you need a huge deposit and years of paperwork to own a car?
We have helped thousands of Kenyans own their first car, and their next one.
MOGO is regulated by the Central Bank of Kenya.
HOW IT WORKS
Tell us your deposit budget, and we'll show you exactly what it gets you real numbers, not guesswork.
Just a few minutes. No commitment.
HERE'S WHAT MOST PEOPLE DON'T KNOW
Why Your Deposit Matters More Than the Car's Price Tag
Most people assume they need to save up the full price first. In reality, your deposit and monthly budget decide what you qualify for today — not the sticker price.
What Happens If You Haven't Picked a Car Yet
Our team will walk you through real options that fit your budget, so you're not stuck guessing or picking blind.
Why 24 Hours Is Actually Possible
Because we finance the vehicle directly and verify it quickly — you're not waiting on a slow multi-week bank process.
Why Your Monthly Payment Won't Surprise You Later
You see your exact monthly payment before you commit to anything. Not an estimate that changes after you've signed.
Free to check. No commitment until you're ready.
Most people who want a car keep waiting, not because they can't afford one, but because they never checked what their real deposit could actually get them.
Don't let that be you while another year of renting time and convenience passes by.
A FEW MORE THINGS WORTH KNOWING BEFORE YOU APPLY
What happens if your budget changes after you apply
Talk to us early. We can adjust the plan with you rather than leave you stuck.
The one detail that speeds up approval
Having your documents ready (ID, KRA PIN, 6 months of M-Pesa statements, payslips if employed) before you apply.
Whether this works for business use, not just personal
Yes. Many customers finance a car specifically to grow a business, like ride-hailing or delivery.
Takes less than 5 minutes.
OUR CLEAR-PAYMENT GUARANTEE
You will always see your exact monthly payment before you agree to anything. If the numbers don't fit your budget, we'll help you find a plan that does no pressure.
BEFORE YOU GO, IN CASE YOU'RE WONDERING
The deposit you have today is likely enough to start. You just haven't seen the real numbers yet.
HERE'S WHAT YOU GET WHEN YOU APPLY TODAY
- Up to 70% financing on your chosen vehicle
- Clear monthly payment shown before you commit
- Approval and handover within 24 hours
- Support choosing the right car if you haven't decided yet
Less than 5 minutes. No obligation.